If you suffer an injury, illness or medical condition—whether at work, in a motor vehicle accident, on public or private property, and irrespective of fault - you may be eligible to claim insurance benefits provided through the insurance you hold within your superannuation fund. This insurance, known as “Total and Disability Insurance” (TPD) serves as an additional support beyond any other compensation claims you may pursue.
Who can make a TPD claim?
You’re eligible to make a claim, if you meet three criteria historically:
You’ve ceased working because of an injury, illness or medical condition.
You’re unlikely to return to work because of that injury, illness or medical condition.
You were under 65 years of age when you were injured/ceased work.
In more recent times eligibility criteria have evolved so it is worth checking exactly what could make you eligible to pursue a TPD claim.
To find out if you have TPD insurance:
Either check your Superannuation Statement(s) yourself or provide the statements to us and we’ll check them on your behalf. If you don't have these statements to hand, we can make enquiries with the appropriate person or organisation on your behalf.
How much can I claim?
You can claim the amount of money you’re insured for by way of TPD policy with your insurer.
What will it cost to lodge a claim?
Like most services, the costs typically depend upon the work required to get the job done. However, as a “No Win, No Fee”–guaranteed law firm, you won’t be charged for professional services or outlays if we don’t win your case. And, with no hidden costs and fees much lower than industry average, you’ll always receive the lion’s share of the proceeds when you work with us.